The COVID-19 pandemic has impacted financial technology (FinTech) by highlighting the importance of digital finance infrastructure and the need for financial inclusion. As countries recover from the crisis, governments should invest in electronic payment systems to help their economies grow. FinTech can help overcome challenges posed by the pandemic, but it is essential to ensure that consumer-facing FinTech acts responsibly and includes women and minorities in the process. Developing countries can benefit from FinTech, but they need to address issues such as digital infrastructure and illiteracy.